Students & first-time borrowers
No credit history? We build your CredBean score from income signals, not just CIBIL.
One simple product for students, bachelors, families, homemakers and small earners — in every village and every city. Apply in 3 minutes, get ₹5,000 to ₹5,00,000 straight to your bank.
Monthly EMI
₹4,661
Total interest
₹8,902
Total payable
₹83,902
Indicative only. Final rate depends on your credit profile and RBI-compliant lending partner policies.
No separate products, no confusing categories. One CredBean loan that adapts to your life stage and income pattern.
No credit history? We build your CredBean score from income signals, not just CIBIL.
Rent deposits, gadgets, travel or a gap between salaries — funded the same day.
School fees, medical bills, home repair or a wedding — one EMI you can actually plan.
Co-applicant or household income accepted. Small ticket loans from just ₹5,000.
Works on a basic smartphone with low data. Aadhaar-based eKYC in 11 languages.
Kirana owners, gig workers, drivers and freelancers — UPI statements count as proof.
Fully digital, from eligibility check to money in your account.
Enter mobile number, PAN and monthly income. A soft check that never hurts your score.
Aadhaar OTP plus selfie. No branch visit, no photocopies, no agent at your door.
Choose amount and tenure. Every charge is shown upfront in the Key Fact Statement.
Sign digitally and get disbursal to your account in as fast as 10 minutes.
CredBean follows RBI digital lending guidelines end to end. You always know who is lending, what you pay, and when.
Start my applicationRBI-registered partners
Every loan is booked by a regulated lender.
Bank-grade security
256-bit encryption, no contact or gallery access.
Key Fact Statement
All charges disclosed before you sign.
No hidden penalties
Free part-prepayment and foreclosure.